Inside: The weekly food budget that saved our family so much money that we were able to live on one income.
Updated April 2021 — Originally published in 2015, this post detailing our family’s easy weekly food budget is still our #1 most visited blog post of all time! Keep reading to learn exactly what our family did to save money on our food budget and live comfortably on one income.
How Can I Afford to be a Stay at Home Mom?
As a member of mommy support groups, I frequently see the question posed: how can I afford to be a stay at home mom?
I’ve been a working mom, so I get it that some of us crave “adult time” and enjoy career accomplishments. But I also know what a crappy feeling it is to leave your kids in the care of someone else all day.
Ultimately, I made the choice to leave the corporate world to live the Soccer Mom Lifestyle, and I wanted to share the one lifestyle change that made it possible.
Note: This post contains affiliate links to the products and apps that helped make our weekly food budget successful, so you can try them too. Read our disclosure policy here.
The One Lifestyle Change That Allowed Me to be a Stay at Home Mom
This past November, I quit my job. The plan was for me to enjoy the holidays with my family and start the search for a better employer in the new year. I did that, and things went so wonderfully that my husband and I decided it would be best for our family (and my health) if I stayed home indefinitely.
There was just one problem— we cut our income in half.
While I was working, I always stressed about money. Even with two solid paychecks, it never felt like enough. How would we be able to make it on just my husband’s income?
Aside from monthly non-negotiables (housing, utilities, insurance), there was one expense that dwarfed them all. Once we seriously reevaluated our spending in this area, it freed up a huge chunk of our budget.
I’ll give you a hint: it wasn’t our cable bill…
It was FOOD.
My husband has always loved to cook, and did so on a regular basis. However, we never planned out meals for the week. As a result, we were forced to pop in to the grocery store on multiple occasions throughout the week for whatever he decided to fix on a whim, or pick up take-out when we were short on time.
It seems hard to believe that food could have such an impact on the budget, so to prove it, I’ll show you what we used to spend.
Our former food “budget”
- $240 – We made at least 3 grocery trips every week, spending about $80 each time. Going to the grocery store without a list means you’re likely to forget items and end up having to return later. Multiple visits make it easier to succumb to impulse buys, as you are tempted over and over.
- $160 – We ordered take-out about four times a week. Whether for lunch or dinner, with tax and tip it’s about $40 for our family.
- $50 – While working, I spent about $10 per day on lunch.
- $50 – Hubby also would order out food at work.
Add that up and you get $500 in one week! That’s $2000 every month — insane! This doesn’t even take into account any occasions where we would go out to eat in a restaurant. It was money we spent without even thinking — we had to eat, right?
The Weekly Food Budget That Saved us Over $1000 a Month
It was actually my husband’s idea to start weekly meal planning. Amazingly, a commitment to this one concept was the key to a budget that worked.
On Sunday evenings, my husband and I sit down and talk about what we’d like to eat for dinner each night. To make it easier, we’ve designated days such as “Salmon Mondays,” so all we have to decide is sauce and sides. Other days, my husband might have a new recipe he wants to sample. When the week’s menu is determined, we make the grocery list so we know exactly what needs to be bought.
Want to start meal planning…but not sure where to start? Grab The Ultimate Meal Planner Bundle and make keeping track of your weekly meal plan and food budget a breeze! It’s only $6 and worth every penny!
Why meal planning works
- No more inefficient daily trips to the store. We figure everything out in advance, which allows us to grocery shop once a week.
- Impulse buys are a thing of the past. We go in with a plan and don’t end up buying things that aren’t on our list.
- Bye-bye-expensive restaurant meals. Since we’ve got a meal planned for each night of the week, we don’t need to order take-out because we’re hungry and unprepared.
- Lunch is no longer a separate expense. My husband cooks for an army, so there are always plenty of leftovers for lunch.
Here’s a look at our weekly food budget now:
- $150-200: One grocery shopping trip for the ingredients needed for dinner every night of the week.
- With our couponing experiment, we slashed our weekly grocery bill to only $100-140, so our monthly food total averages less than $600!)
- We also stock up on pantry essentials and save money buying in bulk. Click here for our free pantry checklist!
That’s it. We’ve gone from spending $2000 a month on food to no more than $600.
It’s an incredible change and all it took was setting aside 30 minutes on Sunday night to create a meal plan.
If you think about all the time saved by consolidating grocery trips, it might actually be less time to meal plan than to try to go through the week without one.
Of course, we’ve made other adjustments to our lifestyle since I left my job, but none as significant as the meal plan. Maybe it sounds overwhelming to cook every single night, but just look at how much money you can save (for us it was more than $1400 a month!)
An added bonus is that when you cook your own dinners, you know exactly what you’re getting — it’s healthier! (This helped me with my weight loss after baby).
Even if you don’t aspire to be a stay at home mom, you could put up to an extra thousand dollars in the bank every month. That’s a weekend vacation!
If you take a realistic look at what you’re spending on food, you might find that you don’t want to “eat up” a large portion your income any more.
Our Meal Planning Essentials:
- Money-saving apps to get cash back on groceries — My absolute favorite is Ibotta — I save more with their rebates than I do with coupons and I get the cash back right away! Plus you get $10 just for signing up!) Click here to sign up for Ibotta through my special link and claim your $10 welcome bonus!
- The Ultimate Meal Planner Bundle — Our customizable printable set makes it easy to keep track of what you have on hand, plan shopping trips and weekly menus, as well as save favorite recipes for years to come… and it’s only $6! Click here to grab one and make meal planning a breeze.
- This magnetic dry erase calendar is awesome for keeping your menu handy on your fridge & these magnetic hanging dry erase markers (you’ll never lose them!)
- Gallon Freezer Bags (Not only do you save money buying them in bulk, but you’ll be less likely to run out! These are a must-have for freezing meat when you find it on sale & stock up!)
- Plenty of storage containers for keeping leftovers fresh
- Vacuum sealer for maximum freshness and even more savings!
- eMeals meal planning app which provides weekly menu plans, builds your shopping list, and integrates with your favorite grocery store’s pickup and delivery apps!
More Money Saving Tips
- 7 Ways to Make Meal Planning Easier
- 5 Steps to Save $10,000 in One Year
- How we Lived Well for a Year on $30,000 – A Yearly Budget That Works
- How to Have an Awesome Christmas on a Budget
- 4 Keys to Living Well as a One Income Family
- How to Stop Worrying About Money
PLUS — I spill ALL my money-saving secrets in my new ebook Secrets to a Successful Single Income Budget: our step-by-step guide to start meal planning (it’s easier than you’d think!) plus all of the extra “little” tricks I’ve learned along the way to save BIG money!
This really has changed our lives and I’m so excited to share it all with you! There’s no reason you can’t start saving money right away too!